Other asset classes aren't so the depreciation schedule may not be as quick/beneficial.2) And it is even possible to find deals that are what I call "super-shielders" and which not only shield all the distributions in the investment but have extra to use over on other real estate investments that are throwing off income. 3) Unless you're doing a 1031 exchange  at the end or similar tax structure to defer taxes, you will have to *pay back* all that depreciation benefit at the end (on sale...which for you is in 5 years)  via depreciation recapture.

An LLC is just one more shield of many you should have. 

OJs main asset shield was his primary residence in Florida, which has unlimited homestead protection.

Since the loan isn't directly tied to the property, I want to ensure I am shielded from that risk. 

Assuming your family is shielded from your risk, the quickest way to do it would be to flip homes, but I would not recommend that for a beginner.

Business credit not only shields your personal credit score but also unlocks larger funding opportunities.

@Hsin-I Hsu one other thing to consider is tax shielding.

Really trying to make sense of all of this.Charging order protection shields LLC assets from personal creditors of its members, allowing creditors only to claim distributions, if any.

Putting a property into an LLC before placing it in a trust is generally recommended because an LLC provides a stronger layer of asset protection against creditors and lawsuits compared to a trust alone, effectively isolating the property from personal liabilities while still allowing for estate planning benefits through the trust structure; essentially, the LLC acts as a shield to protect the asset within the trust from external claims.Consider getting professional advice on how to structure your assets to shield and protect the asset(s).

You can - 1) establish a trust for asset protection, 2) utilize the Homestead Exemption for property protection, 3) consider tenancy by the entirety for marital property (this might just be applicable to California, my home state)4) make sure you have adequate liability insurance for additional protection, 5) think about forming a business entity to shield assets, 6) and have proper estate planning for asset distribution.Seek tax and legal advice from experts in your state.