Sauna, hot tub and/or plunge, outdoor shower, massage table, pull up bar and some weights or TRX.

But it also sounds like you’ve been carrying weight that systems and structure should have handled a long time ago.Many of the suggestions here are solid.

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Schedule C vs E.

@Craig McConnell i moved to detroit last year (attorney from columbus turned realtor in detroit). since the city is 140 square miles, i read the 900 page zoning code, made outlines, and came to this conclusion based on market research and the zoning: the city is investing in "Traditional Main Street Overlay Areas." it's a term of art from our zoning code, that basically means that there's existing (probably vacant) commercial corridors that are being revitalized and re-tenanted in these areas. so if you look at the map of the Overlay Areas, the orange are the original areas and then the purple are the newer, up-and-coming areas. so the orange is like midtown, corktown, bagley (investors love bagley). and the purple is like van dyke and 8 mile (like Cameron mentioned earlier) and the e warren Overlay Area, which is the 48224 zip code. i really like that zip code (the whole zip code, both north and south of i-94). the house sizes are rarely over 2,000 sqft (most are 700-1,600 sqft). there are some duplexes, lots are sfh, and owner-occs, and the neighborhoods aren't bombed out (like there aren't any vacant lots mixed in with the houses. rather, the streets are lined with little brick bungalows built between 1920-1950). the entry point in 48224 is a little lower than bagley for instance. but the ARVs are climbing and demand is there, especially for $200k homes (they often go to fha buyers). and we're seeing closing cost concessions just being stacked on top of the purchase price (as opposed to cutting into seller's net). i just leased half a duplex in 48224 for $1,450. it basically has original everything, but landlord did add new butcher block counter and dishwasher. last thing about 48224, it has some of the highest rated schools in detroit. i'm not saying these are the only areas to invest in, but they are the established areas that the city is pushing investment. so if you strictly stick to the Overlay Areas, you'll miss out on some of the up-and-coming areas, like islandview (east side) for instance, but will be investing in more established detroit neighborhoods. 

If you sell those, gains would generally be taxable, and depreciation recapture may also apply if any are held as rentals.I’d happy to walk you through how to structure it most efficiently when you're ready.Feel free to e-mail me or reach out anytime.

If you'd like to read about the late Master Sergeant, Lawrence E.

And while some are exploring HELOCs as a precaution, many are trying to “ride it out,” not realizing how quickly one unexpected event—a roof, a layoff, a medical bill—can throw everything off balance.The emotional weight of financial stress is real, and unfortunately, many wait until they’re in crisis to ask for help.

I’ve heard a few landlords say WhatsApp groups or even shared Google Keep notes have worked wonders for keeping track of maintenance or lease dates, especially if the team is small.For me, Google Calendar reminders + pinned texts/emails + a dedicated email label system have surprisingly carried a lot of weight.

Can’t you get another cellphone number, especially an e-sim without any, or very little  data for $10/mo?