See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

Or do you think there are challenges most investors overlook?

I’m looking to learn about your path to success, challenges you faced, daily responsibilities, and tips for beginners.If you’re willing, I’ve prepared a short set of 15 questions that you can fill out at your convenience, or we could have a quick chat.

I have some concerns and challenges and was wondering if you would be able to assist me?

Coverage for a South Florida STR home is challenging to say the least!

That’s a really solid approach — balancing monthly cash flow with selective profit-taking keeps the portfolio both liquid and growing.

Challenges?

Challenges?

If I'm in a place where it's challenging to get non payers out then I just wait for the best candidate.If it's relatively straightforward to evict for non-payment then I use the double deposit / insurance policy route for people who score low on our rubric.Hope this helps.

Challenges?