Now the rules have changed. 

We've found that tenants struggle to figure out how to change batteries and are constantly entering the wrong code and temporarily locking themselves out for a set amount of time (usually 5 minutes) until the lock resets.

Or just a mindset shift that changed everything?

If your income is over $150,000, the losses from the duplex, assuming one of the units is a rental, may not change your tax situation.

Also love your tiered service rating—how do you keep track of that day-to-day?

We're looking at a just under 7% rate, no points, with one free rate reduction within the first year (cause rates are doing down, right?!?!)

HiJaycee,Honestly, the more I listen to podcasts, the more my strategy changes.

But since its Houston and Harris county, the rates I am getting are $5K- $6 which makes it not feasible to rent and impacts cash flow big time.

No one sells an actual performing asset at a real life high cap rate. 

We're going to see insurance rates climb for quite a while.