A common question I have been receiving, especially from out of state clients, is regarding areas outside of Charlotte to watch.  In an effort to provide useful, helpful information, I pulled MLS data for one of the f...

.- If you're involving another partner, I don't think you can take advantage of VA loan benefits.

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My partner at the time was in charge of construction, however, and also a carpenter himself, so he wanted to take this on as kind of a passion project. 

It’s tough with a busy schedule at first — most docs scale up slowly or partner with others.Team: Prioritize an investor-friendly agent, lender experienced with physicians, a good CPA, and a solid property manager.

Quote from @Didier Bizimungu: Hi Michelle, The Sober Living org I partner with uses One Step Software.Thanks. 

Here’s my situation: I’ll be the occupant-borrower.Credit Score: ~650Income: $60K base + variable commission (1099 + W2 mix)I also run a small construction side hustle bringing in additional income (not fully documented yet) My best friend and investing partner will be a non-occupant co-borrower.Credit Score: 780Income: $150K/year W2Zero debtShe won’t live in the property but we’re 50/50 partners on all deals   We jointly own an Airbnb in Florida (our first!)

You could find these partners in your local BiggerPockets network, real estate meetups, or even through word-of-mouth."

They will try to partner up with some CPA from BP and market to BP members.

@Jason Nderitu we are all assuming that you are looking to borrower the Earnest Money Deposit (EMD) , that the seller is requiring from you to put their property under contract with you.This will effectively remove it from the market and if you do NOT sell their property, they are out "time on the market" - during the best time of the year to sell.Typically, EMD is about 3-5% of the contract prive, but as already pointed out, many wholesalers get properties under contract for $0 EMD or less than $100.No mortgage lender is going to lend you the EMD.Your best options are to find a partner, cash advance a credit card or take out a personal loan.If you do not qualify for any of that, it implies you are either a bad credit risk or you don't think you should put any of YOUR money at risk.So then, why would anyone lend you a penny?