Hi Shahab, This is a great question, sounds like you’re setting yourself up really well for your first house hack.There are some flexible funding programs that can work even before your FICO score appears, especially for income-verified buyers with solid payment history and low utilization.I sent you a DM so we can go over what options might fit your situation and next steps you can take while building your credit.

House hacking is a smart way to start — especially with multifamily in York.

The value of the condo went down since I bought at the peak of the market at that time and now it is has positive equity since Pandemic time frame.

Yes the regulations are strict but demand is definitely there. 

Hey @Brice Peterson, yes it is possible.

As for the city of Edgewater, the water bill is stupid high, not much anyone does/can do about it from what I’ve seen.

.- Rental potential: not sure what you mean?

Here's a hack you won't find on social media (maybe because it's wrong): Converting a boutique hotel to STRs.

Quote from @Mason Lehmann: Hi, I am interesting in house hacking and was wondering if anyone has had success doing so in Manhattan or Brooklyn.

@Robert Ok House hacking a 4-plex with a VA loan is a smart way to get started.