Another $100K–$150K can go toward a small multifamily or BRRRR project to build equity and create refinance opportunities, while $50K–$75K in passive syndications adds diversification and additional depreciation.

I believe for the patient mostly passive RE investor that leveraged RE can do well but1) residential RE is not passive, especially compared to index funds and etfs.2) because non commercial residential prices are near an all time high, interest rate is near high for this century, rents are all time worse compared to costs (per 2 recent studies) that you would be entering RE at a challenging time and a time were most RE will not produce the returns that were easy to achieve prior to 2022.3) RE provides diversification, but may not far exceed the returns from passive options.  

Great insights your experience across multiple property types really shows the importance of diversification and timing in real estate.

But if you want true investor-level tax advantages and control, direct ownership (even small-scale) usually wins.Curious — are you looking at fractional investing as a stepping stone, or more for long-term diversification?

For those who sold a “legacy” property and reallocated into multiple units, did the diversification and cash flow outweigh the emotional value later?

As importantly -those that purchased in the past three years (like me) and could qualify at higher rates - will refinance and REDUCE their housing obligations while equity rich owners - sell and reinvest.We expect more of a K-Shaped housing market: Entry level homes will be more competitive as fewer buyers will qualify (or struggle to meet obligations) as valuations climb but at the higher end of the market range - demand for diversification of prime assets will accelerate.Asset prices are all up: equities, precious metals, commodities, crypto and those invested have historical liquidity.

Value Time - they are using RE investing as a diversification strategy, so they understand they will not get infinite, 20% cash on cash returns or anything close to it.  

The K shaped economy (a diversification of have's and have not's) will accelerate.

Diversification is key and low cost TSM index funds are it for me. 

-Mexico citizen, born and raised in Colorado, and over the past few years I’ve been actively investing in Mexican real estate — mostly in presale condos and long-term or vacation rental markets like Guadalajara, Cancún, and Lake Chapala.I originally started by looking for affordable, well-located properties for personal use, but as I dug deeper, I realized there were real opportunities for long-term appreciation, rental income, and geographic diversification — often with as little as $20–30k down.The process isn’t as complicated as people think, but there are definitely key things to understand, including:How foreigners can legally own property in Mexico (especially in restricted zones like the coast),How presale contracts and developer relationships work,What kinds of rental strategies are viable in different markets (Airbnb, mid-term, or traditional long-term),Currency and exchange rate considerations, title safety, and banking between the U.S. and Mexico.One major advantage of presale in Mexico is that many developers offer in-house, interest-free financing during construction, allowing buyers to spread out payments over 24–36 months — without involving a bank or mortgage process.