I'm using the heck out of virtual accounts and virtual cards, which is helping keep my finances much more organized for each individual property.

It’s a structural one.Why it’s happeningBuilders have tools individual sellers do not:• They can buy down mortgage rates into the 3’s-mid-5s while resales are stuck at 6.5%+• They can offer closing cost credits without triggering appraisal issues• They adjust pricing based on absorption rates, not emotions• Inventory carries measurable costs for them, so they act fasterMeanwhile, resale sellers are slow to reprice and anchored to peak-era expectations.That creates a pricing gap investors aren’t used to seeing.The investor angleFor most of the 2010s, investors avoided new construction because it was more expensive, taxed higher, and offered no rent premium.

This means always holding adequate reserves to protect yourself against project delays, extra time on the market, or cost overruns, and if you're flipping, buying with enough equity cushion up front to safely handle potential market shifts.

Or, do you think it would be better to just make the minimum payments, save the extra cashflow to invest in other ways, and just pay the extra interest, closing costs, and likely higher interest rate in 2031?

The way it works is that you set up a Series LLC, then you setup individual "Series" or "Cells" under the series LLC for each property.

The best I could do is look at individual listings to the general public and $200 is high.

The above comment is correct, there are some states that have added an extra step (not assigning, extra disclosures etc) but in Texas you are fine.

I'm not just talking about underwriters here, but every single role on our team.I believe that underwriting requires a certain skill set and mindset, often attracting individuals with an analytical and detail-oriented nature.

In most neighborhoods, once you pass the “functional lot size” for that area, extra acreage has diminishing returns.In other words:A jump from 0.25 → 0.5 acres matters.A jump from 0.5 → 1.25 acres usually doesn’t move value much unless buyers specifically pay for land in that market.For flips, here’s how we underwrite it:Find the smallest comps in the batch.

Or just sell individual lots not in a subdivision.