Sharing a recent scenario that I think other investors might find useful — especially anyone who’s self-employed or juggling multiple income streams.A homeowner needed to pull cash from their primary residence to renovate their second home, but traditional full-documentation guidelines were pushing the DTI too high to qualify.

Ask for guidelines/rate sheet.

Some lenders seem to be easing up while others have raised their minimum DSCR thresholds. Have you noticed approvals getting simpler, or are you finding more hoops to jump through lately?

I have documented multiple instances of what I consider to be cyberbullying and unprofessional behavior directed toward me.As a licensed real estate broker, you are held to a higher standard under the guidelines set forth by both the Ohio Division of Real Estate and Professional Licensing and the National Association of REALTORS® (NAR) Code of Ethics.

*I understand the risk with the family dynamic, but legally and realistically, I'm wondering if this is feasible*I'd like to obtain a multifamily property and in my local market it just doesn't seem obtainable without a low-down payment.

The challenge is adjusting policies so they are legally compliant while still protecting your investment.

One didn't make your list.1) I see people all the time raising money for real estate deals but they call it a partnership either because they are ignorant of the law or they are trying to avoid paying for all the legal work. 

@Amber Forkey Would you mind sending me your guidelines as well?

That's the attorney who should be preparing your leases and other docs/forms.What do you mean by "legal lease terminations"?

Proper records help ensure compliance, minimize risks, and reduce the chances of triggering an audit.Providing clients with sample record-keeping guidelines and basic bookkeeping tools can be an effective way to help them stay organized and better prepared for tax season.