You’re smart to pause before doing any work on that easement, paving someone else’s land without the right language in place can turn into a legal and financial headache.A few things to think through:1.

Luckily we were able to find language in the borough code that not only allows for continued use of the nonconforming structure, but permits rebuild on the original foundation in the event of destruction so as long as it’s done within 18 months.

In addition, as a PMC we deal with nonprofessional owners that NEVER read their contracts and feel like they can do whatever they want with their property(s) :(So, PMCs need language in their contracts that protect their rights and force other professionals to also recognize those rights.One last note, unfortunately, it's not uncommon for a listing agent to try to strong-arm an existing PMC and throw them under the bus for anything & everything in their ruthless pursuit for a sales commission. 

If the former need to 100% make sure you are following your state/county laws and the lease language regarding notification for entering the unit without the tenant present.If the latter and your won't be entering the unit then the form of notice doesn't matter, but would advise several contact methods to get as many on board as possible. 

It might take a couple extra conversations, but there are lenders out there with more reasonable language, especially for repeat borrowers.

You could require the tenant to use the dump station on a regular schedule and include language about keeping the property clean.

.• Speak the U.S. investor language — IRR, cost-to-build, exit values, yield-on-cost.• Be extremely clear about Spanish timelines and bureaucracy (this actually builds trust more than anything).If you consistently show up where the international capital already hangs out, the deals will start moving.

This language is not clear cut and depends on the state and the laws and judicial precedents in each state.

With your income + credit + experience, lenders WILL compete for this.You’ve got:800+ creditHigh W2Experience in operations/asset managementA realtor rebate (which is basically free down payment)Stabilized assets, not heavy value-addsThat’s the borrower every bank wants.My recommendation (most realistic + easiest):Step 1: Lock all 4 under contract with extended closingsYou want 60–90 days if possible.Step 2: Go to 2–3 local/regional Arkansas banks and pitch the entire roadmapTell them:“I need short-term financing (6–24 months) on up to four 4-plexes with a guaranteed takeout via conventional OO loans every 12 months.”This language is what commercial lenders understand.Step 3: Use one bank to fund all four under a master note / line of creditInterest-only, 12–24 months, no prepay penalties.Step 4: Refinance each one every 12 months into your OO productFree up capital, rinse, repeat.Final thoughtYour plan is aggressive, but it’s far from unrealistic.

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