Refinancing / Cash-Out OptionsPrimary Rental (SFH, $3.5M value, $300k owed):Current LTV ≈ 8.5% — huge equity.A conventional cash-out refi could let you pull up to 70–75% LTV.

Does anyone recommend a good online school for this?  

Many landlords are using refinance strategies to tap equity for portfolio growth or property improvements.Have you recently refinanced to expand or improve your rentals?

You could explore refinancing but that would be a conversation with a lender.

Quote from @Kelly Schroeder: Many landlords I talk to are tapping into existing equity to purchase new rentals or rehab older ones.Have you tried refinancing or portfolio loans to scale?

You could also try bridge or short-term loans paired with conventional refinancing once the property cash flows.

A friend and mentor of mine is a real estate attorney genius and manages a literal $1B+ portfolio across broad asset classes including: restaurants, 500unit+ mixed use developments, hotels, storage spaces and hundred year land leases..they are refinancing several building at +/- 5.5% At scale - the impact is monumental.

My fear in refinancing the equity out of the property is it will increase the total balance on the new mortgage and if that comes with a higher rate it will eat into your margines.

Below are the details, but let me know if you need more info in order to decide if it's worth refinancing with current rates or not. 

Anyone use online resources for cost seg?