Quote from @Sam Robbins: Hi,I’m Sam, a new real estate investor in Nashville - I got my first property this pas year, just south of the airport.

On that note, if anyone is interested in tools for self-mastery, I highly recommend exploring breathwork—it’s an incredible modality for building mental resilience and focus.

Sam, A lot of good advice here.

HI Sam,A Heloc pro is you only pay interest when you draw upon the or having an outstanding balance but the con is that you pay interest usually based on prime + margin.

It is far better if the landlord just lets Tina out of her lease, and accepts Sam as a new tenant.Or, the landlord might let Tina out of her lease, accept Sam as a new tenant, but also require Tina to guarantee Sam's lease for the final six months (using my example) of Tina's lease term.Either one of these accomplishes everybody's goals without getting into messy technicalities that come about with a sublease.Most leases contain prohibitions against subleasing without the landlord's consent.Many leases charge a one-time fee if the tenant subleases, or is let out of their lease and a new tenant accepted.That is because the situation causes extra work and risk for the landlord. 

They have different modalities, specialties, etc. and are able to co-exist. 4) The short term financial pressure may be just what's needed for you to make a breakthrough in your business. 5) I believe that hiring a full time provider in a clinical practice is a bigger risk than buying real estate.

I'll definitely be considering your points, Sam, as I continue to educate myself and what I need to do.

Once you have it moved over you can use it however you'd like (within the guidelines of Uncle Sam).

@Daniela R. introducing a new air conditioning modality is usually a larger Capex item, I would ensure it is more cost effective in the long run.  

@Sama Pa It would depend your overall strategy.