I like duplex for cashflow but i see townhome style duplex built in 1980s around 410k. 

Hi @Nicole Boerema I think you'd be a good fit for my Co-Investing Club, which focuses on passive investing and syndication-style deals.

I'm thinking DSCR loan with a strong 20% downpayment. 100% ownership because the dp would be a gift.

Just watch those videos and see what coaching style he has...and think about if it's something you want. 

I’m looking to build a solid relationship with someone who understands the BRRRR-style model and is comfortable working with this type of tenant setup (sober living, structured housing).Appreciate any insights or recommendations, especially from those who’ve built strong lender relationships over multiple deals.

While most banks won’t do a HELOC on a business-held property, there are ways investors access that equity without refinancing.Here are the main options to look into:Some lenders offer HELOC-style products specifically for LLC-held rentals.Look up: Commercial HELOC, Business Equity Line of Credit, or DSCR HELOC.Lenders to check: Kiavi, CoreVest, Lima One, Civic, Finance of America Commercial, and local credit unions.DSCR second Mortgage - This gives you cash-out without touching your 3% first mortgage.Ask lenders for: Business-Purpose Second or DSCR Second Mortgage.Because your property cash flows and your LLC is seasoned, you may qualify for a no-lien business LOC (Unsecured Business Line of Credit) through:Chase, BOA, PNC, BlueVine, Fundbox, or local business credit unions.A cross-collateral loan is another option. 

Always look at your competition and how your property compares with square footage, amenities, style of house and of course price.  

Pull recent, similar solds from tools like Redfin, Zillow (sold section only), Realtor.com, and your county’s property records, then stick to properties within a tight radius and similar size, style, and age.

It doesn’t swing, doesn’t get handled, and has almost no moving parts to maintain.If you really want zero glass at all, a full wet room style works too, but it requires waterproofing the entire bathroom, which drives cost up.For rentals, the half-wall has been the best mix of:• low maintenance• no moving parts• more durable than curtains• still looks intentional instead of improvisedKeeps the water in, keeps the repairs down, and tenants don’t complain about it looking cheap.

Deals like that often come with strong underwriting, professional property management, and a team approach, which can make targeting undervalued, multi-tenant properties more manageable.Markets that have been showing opportunity  include Sun Belt cities with growing populations and job markets, as well as secondary metro areas where older properties can be repositioned for higher returns