I would also suggest that you contact your local Public Housing Authority (PHA), which usually runs the Section 8 program and might have knowledge of other local resources or particular housing initiatives that may help you find a qualified tenant, such as project-based vouchers (linking the money to your specific unit) or, in some cases, housing programs for veterans (HUD VASH) or other special populations that may need special housing assistance.

Having an attorney handle this for you is money well spent, especially in the tenant friendly jurisdictions.Moving forward, I suggest offering only MTM leases to your tenants, so you are not placed in this situation again. 

If you’re open to out-of-state investing, I’d suggest looking into Columbus, Ohio.

Westchester is definitely pricey, but there are still opportunities if you know where to look and have a good network.Since you’re into building relationships, I’d suggest checking out local REI meetups or networking events in the county.

We're reading all the books suggested.

So if I was just decide to wait and pay off debt, do you suggest paying it off overtime or all at once and then wait for right deal?

Can anyone suggest if the above is doable and my best options, other than seller financing which would be my backup request after I can show I can do the deal without the seller financing.

My suggestion for your size is Buildium, I use that for my PM side of the business and personal rentals.

I suggest you be very careful in this market right now. 

Any suggestions on how to find private money investors locally?