
23 May 2025 | 166 replies
“One of the scariest things that happen in the worst-case scenarios is people turn on people,” he said in one clip after listing a few such scenarios: a new, more-virulent pandemic; artificial intelligence run amok; nuclear war; or “the real war with China and Russia and cybertechnology and the Cold War.”RAD’s survivalist-camp business is in the process of gaining control of 20,000 acres of rural property across multiple sites nationwide, Mendenhall said in an interview last month with the financial blogger and stock picker Jim Woods on Woods’ podcast, Way of the Renaissance Man.But the bulk of the business’ holdings consists of residential real estate, filings show.

14 April 2025 | 9 replies
You will also inherit a very low cost basis (his actual cost basis which could be insanely low, or your artificially low value if you’re lucky.) making any eventual sale a tax landmine.

29 May 2025 | 45 replies
When the public momentum comes your direction, it may experience a honeymoon high but it's artificial.

13 April 2025 | 11 replies
That being said, most federal laws, especially the TCPA (Telephone Consumer Protection Act) are going to apply when you are mass advertising orif you’re using an auto-dialer, pre-recorded voice, or artificial voice to call consumer.

12 April 2025 | 17 replies
Generally, LTVs are pretty healthy because everyone has a ton of equity, and FICOs have been really solid for the past few years (I suspect this may be artificially inflated by the covid response, though).

14 April 2025 | 21 replies
Artificial Inflation of commodities is often caused by the devaluation of the currency used for the exchange.

1 April 2025 | 1 reply
🏗️ New Build Deployment Model & Case Study📍 400 Miller Ave | Near East District, Columbus, OH💼 Our Investment Thesis:At our core, we believe in conservatively underwritten, strategically oversized homes that outperform both in absorption and appraised value.Key principles of our thesis:Overbuild with discipline — We aim to match or exceed local comp sizes, not chase artificially low price points.Avoid underbuilding risk — Undersized homes often suffer appraisal issues, poor comparables, and longer time-on-market.Target premium infill submarkets — We focus where buyers pay more for location, size, and finishes.Model conservatively — We underwrite with 8% exit cost assumptions, market-average pricing, and worst-case financing terms.Require strong returns —Unlevered return (project-based): ≥ 20%Annualized IRR: ≥ 25% Levered Returns over 100%📍 Site Overview: 400 Miller AveLocated just outside Olde Towne EastBy-right zoningNo historic oversight45-day permit timelineLand cost: $70,000We’ve custom-designed a plan here to reflect true buyer demand — not developer preference.🧱 The Floorplan (2,700 sf)🛏 3 Beds🛁 3 Baths🧩 Full Basement🚗 Attached Garage (90% of comps are detached)🧱 $375,000 Hard Cost + $5,000 Soft = $380,000 Total Build💲 $140.74/sf Build Cost📊 Comparable Sales (2024–2025)AddressSq FtSale Price$/Sq Ft336 Loeffler Ave2,862$665,000$2431357 Carrie Ave2,752$625,000$2271361 Carrie Ave2,668$645,000$2421353 Carrie Ave2,536$625,000$2461365 Carrie Ave3,262$700,000$2141105 E Rich Street3,249$755,000$265 🔥📍 All homes include basements📊 Average Sale Price: $669,167💰 Average Price/SF: $247.84💵 Financial Model – Average Exit ScenarioMetricValueBuild Size2,700 sfBuild + Soft Costs$380,000Build Cost / SF$140.74Average Exit Price (from comps)$669,167Sale Proceeds (after 8% fees)$615,634Total Project Cost (incl. loan fees & interest)$480,353Equity Used (15% down + lot)$127,000Profit (project-based)$135,280ROE (Leveraged)106.5%Unleveraged Return (Project)> 20% ✅Estimated IRR (Annualized)~160%+ ✅💡 How This Fits the Thesis✔️ We’re not chasing starter home pricing — we’re building where buyers pay for space.✔️ We're priced with comps, not above them.✔️ A 2,700 sf home at $247/sf aligns directly with recent sales.✔️ We assume higher financing costs and average exit pricing, yet still hit our return thresholds.🧠 Investor + Lender Discussion Points:❓ Would you attach the garage to cut site cost and appeal to modern buyers?

1 April 2025 | 3 replies
The most important part of "AI" isn't the word "intelligent", it's the word "artificial".

5 April 2025 | 8 replies
It can't be digitally optimized..ESPECIALLY with artificial intelligence (more on that non-sense later..)There are many areas where active rental licenses and permits do not transfer and regulations that change seasonally.

30 March 2025 | 5 replies
It is also foolish to attempt to encumber (protect) your primary residence through the use of an artificial HELOC for equity-stripping.