I have is a property in my portfolio that has about 180,000k in equity and I want to touch it but since it’s not-owner occupied I can only borrow up to about a 70% LTV whereas if If it was owner occupied I could borrow up to 85 LTV .

🚨 Need Guidance from Experienced Investors – 40-Unit Portfolio Closing Soon 🚨Hey everyone, I’m reaching out because I’m about 2 weeks away from closing on a 40 unit real estate portfolio that I’ve spent the last 10 years building from the ground up.This is a refinance and buyout situation with my ex-wife, and I’m using two separate portfolio loans to get it done.

Strong equity growth and significant monthly cash flow.Fully passive for the investor — all services provided in-house by IPG.This project highlights our ability to identify overlooked markets, create value through hands-on execution, and deliver high-yield, fully managed rental portfolios for investor clients.

Purchase price: $450,000 Cash invested: $250,000 Ikon Property Group built a 34-property single-family rental portfolio in Genesee County, MI, for SK Capital.

I am looking for assistance on how to go about asking questions related to my own personal investment portfolio (two condos and one multifamily home in Chicago), as well as how to structure myself moving forward as I am starting to get in the market for a next multifamily purchase.

Since you're planning to expand your portfolio, a few great next steps would be:Clarify your investing goals - cash flow, appreciation, BRRRR, short-term rentals, etc.Research financing options - if you’re still living in your current home, your next property could potentially be another primary residence (with low down payment options), depending on your timeline.Start analyzing markets - look for landlord-friendly areas with strong rent-to-price ratios and economic fundamentals.Leverage your current property - in time, you may be able to tap into the equity via HELOC or cash-out refi to fund your next deal.In terms of this site’s archives, I’d recommend starting with:The House Hacking threads (you’ve already got experience there!)

Check out the map on our website where we’ve made this all easy to follow.We can also share numerous examples of properties & portfolios we’ve assisted investors with!

Couple things to note:1) There is typically a pair off fee and/or waterfall effect when you sell off properties out of the portfolio. 

Great question—I’ve found that using the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) has been the most effective way to grow my portfolio.

Quote from @Max Engel: When buying 5 properties in one portfolio should I expect a better deal?