Just need the financing.

I’ve included the TREC Financing Addendum in my offers because I require financing, but both sellers rejected the addendum, stating they prefer cash offers to avoid delays.

It can work for group purchases too, though financing can be more complex.Real estate investment clubs – Groups of investors pool contributions to buy deals together.

OP financing is easy to get.  

It’s a great opportunity to scale and control more of the block, but I’m stuck figuring out how to finance a third property, especially with the following constraints:  My Challenges:  My current home is under an FHA loan, so I can’t use another FHA product.I’ll need to refinance the FHA loan to convert the property into a conventional investment loan, but I haven’t built up 20% equity yet (even though appreciation helps, I know lenders go by appraised LTV).Down payment for a conventional loan would likely be 20-25%, which is hard to come up with quickly.My DTI is decent, but cash reserves are tight.We’d ideally like to purchase before our wedding in Feb 2026 while we still qualify individually.   

You plan to leave sellers financing as-is....

Right now I’m focused on finding both seller-financed and institutional notes for a couple buyers I’m working with, so I’m always looking for better ways to source deals.

Purchase price: $70,000 Cash invested: $10,500 This was my first of two Seller Finance deals so far.

I found a Seller who I think will accept the proper Owner Financing offer.

I put 10k down with a one year Seller Finance note and put another 22k into rehabbing it.