Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

Assuming the collateral is solid and you are solid in terms of creditworthiness, your objective is to make it as easy as possible for lenders underwriting department to recognize you are a low risk application.

That house - in the North Hills neighborhood of Knoxville, had been the object of countless calls, texts, emails and letters from many trying to “help me offload it.”I bought the house as a HUD foreclosure - $50,500.

I’d be delighted to share insights about the Kansas City market and discuss your financial objectives.

If financial independence is the objective, then the income from your rentals has to meet certain requirements:Rents and prices need to rise faster than inflation.Operating costs must stay low.

The key here is structure and transparency — not just handshakes.Creative financing: Seller financing, subject-to, lease options — these aren’t magic tricks, but they can lower the barrier to entry if you’re willing to learn and move smart.Value-add positioning: Sometimes the best play isn’t buying “cheap” — it’s buying a property you can reposition (mid-term rentals, co-living, senior/veteran housing models, etc.) with minimal upfront cost.Investing in knowledge + networks: I’ve seen people turn small amounts of capital into real opportunities just by learning how to structure deals and finding the right people to partner with.What I wouldn’t do: stretch thin chasing shiny objects or over-leveraging on a deal just to “get in.”

Nobody has an objective answer to this question.

Let's be honest with ourselves, if Investor A finds themself in conflict it's most likely going to be landlord tenant related, a premises liability claim or a payment/performance related dispute. 

It depends on your objective:1. trying to generate chunks of money = flips2. want an extra couple/few hundred dollars a month = buy a rental 3. want to live for free and redeploy what you would have spent on a mortgage = househack 4. want to acquire properties without a lot of money = BRRRRHousehacking immediately improves your quality of life financially.

Mortgage professional for over 20 years and leads a team of mortgage advisors focused on helping real estate investors succeedSince Q3 of 2025, Jeff has:*Featured on the BiggerPockets Podcast RE Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409*Closed 37 deals, with 40% of his business coming from BiggerPockets investor leads*Converted 19% of his BP leads an outstanding track recordIn this exclusive session, Jeff will reveal the day-to-day habits that drive consistent deal flow.Agenda-How to build a strong brand as a loan officer in a competitive market-Jeff's systems for lead management and client follow-up-How to overcome objections and turn skeptical leads into loyal clients-Real examples of what's working in today’s lending environment-LIVE Q&A: your questions answered in real-timeTotally Free to join!