Quote from @Matthew Schumacher: Absolutely agree — the potential is massive.Right now, I’m exploring a few simple but powerful ways to use AI in real estate investing:Property scouting: Using AI + public data to surface areas with high permit activity, low crime, good schools — then overlaying maps to find sweet spots.Pricing analysis: Running AI models on list-to-sale ratios, DOM (days on market), and price trends to spot undervalued areas or neighborhoods heating up.Quarterly performance check-ins: Feeding financials into AI tools to flag underperformers or cash flow issues before they become a problem.Tax and financing optimization: Starting to test AI advisors to suggest tax strategies and compare loan terms — way faster than doing it manually.I’m also looking into setting up automations that pull in fresh data monthly — AI works best with up-to-date info.Totally agree — the earlier we learn and integrate, the more of an edge we’ll have.

I think you want both, cash flow and appreciation, that is the sweet spot.

If you do it right, it’s arguably the best market to invest.Purchase: $80k-$130kRent: $1100-$1500 (no rent control in MI)1% rule: .9%-1.4% rule dealsCoc ROI: 4-12%Total ROI: 20-40%Cash flow: $50-$250/door (after all expenses and budgeting for maint, capex, vacancy)Appreciation: 3-10%+ (has been double digit for a decade)Location: C+, B-These numbers are based on the “sweet spot” in Metro Detroit.

Currently based in California, I’m on the hunt for a market that hits the sweet spot: meets the 1% rule, generates solid cash flow, and builds long-term equity.

People who did it wrong and weren't able to execute.If you do it right, it’s arguably the best market to invest.Purchase: $80k-$130kRent: $1100-$1500 (no rent control in MI)1% rule: .9%-1.4% rule dealsCoc ROI: 4-12%Total ROI: 20-40%Cash flow: $50-$250/door (after all expenses and budgeting for maint, capex, vacancy)Appreciation: 3-10%+ (has been double digit for a decade)Location: C+, B-These numbers are based on the “sweet spot” in Metro Detroit.

When you say College Park, most people think outside of 285, but that sweet spot off Main Street is hot. 

Maybe there's a sweet spot that gives you some capital to redeploy while keeping monthly payments manageable and preserving some of your existing cash flow.If the new 5% loan is 30-year fixed, that does give you long-term predictability—but like Don and Adam said, you're essentially exchanging cheap capital (your current loan) for moderately priced capital, so your hurdle rate is higher than it looks on the surface.

If you do it right, it’s arguably the best market to invest.Purchase: $80k-$130kRent: $1100-$1500 (no rent control in MI)1% rule: .9%-1.4% rule dealsCoc ROI: 4-12%Total ROI: 20-40%Cash flow: $50-$250/door (after all expenses and budgeting for maint, capex, vacancy)Appreciation: 3-10%+ (has been double digit for a decade)Location: C+, B-These numbers are based on the “sweet spot” in Metro Detroit.

I bought my first and current primary residence back in 2021 for $97,500 with a sweet interest rate of 2.75% in a small town a hour north of Indianapolis, Indiana.

If you do it right, it’s arguably the best market to invest.Purchase: $80k-$130kRent: $1100-$1500 (no rent control in MI)1% rule: .9%-1.4% rule dealsCoc ROI: 4-12%Total ROI: 20-40%Cash flow: $50-$250/door (after all expenses and budgeting for maint, capex, vacancy)Appreciation: 3-10%+ (has been double digit for a decade)Location: C+, B-These numbers are based on the “sweet spot” in Metro Detroit.