My current project I had to put $4,500 is escrow because of some missing shingles.

I mean new shingles,plumbing,electric landscaping, drywall.

My personal opinion is that this rule applies to shingles, siding, decks etc etc etc.

it's the best house we've seen in 6 months - perfect rehab and i mean PERFECT.the location is AMAZING and the house is screaming for minor repairs mostly with exception of kitchen cabinets and retiling the floors in bath and kitchen.landscape needs some seed and a few nice bushes/plants.the roof is good.the shingles - need paint.it's all around a nice little house with A LOT of potential, but at 295 - NGanything over 270k - you're pushing it.

A 2nd layer of 20 year asphalt shingles were installed in 1995.9. 6 inches of rock wool insulation was added to the attics for energy conservation in 1987. 10.

In order to be "more conforming" those non-conforming programs are migrating towards Fannie Mae requirements.Fannie Mae's Desktop Underwriter is a computerized underwriting system.

Naturally they bid the job as one layer of shingles and no re-decking required (said they looked in the attic and didn't see any need for redecking).

Wood frame/siding, asphalt shingle roof, central air in main 2/1.

It's at the stage now where the shingles are on, the doors and windows are in, but many other elements such as electrical and such are not complete.

Has lots of original details. 2 1/2 stories + basement + attached garageExterior: asphalt shingle roof was done in 2000.