Originally posted by Financexaminer:Brian, the annuity is being paid quicker, so the yield required by the investor is computed over a shorter term which means the present value will be greater, there really is not an interest rate risk analysis considered for one note, any note, but there is at the portfolio level.I'm not really following this passage above.

THEY write hoa/coa law, lobby for passage of such, and work with board members and management against the "owners".

At the beginning of a project, my project manager shoots me an email with all the finishing materials; it might look like this:- 1 Exterior Door (36" RH)- 5 Interior Doors (32" LH)- 2 Flush Mount Fan/Lights- 1 Large Fan/Light w/Downrod- 2 Basic Fan/Lights- 8 Privacy Locks, 7 Passage Locks- 4 Bathroom Sinks (19"), 1 Kitchen Sink- 4 Bath Faucets, 1 Kitchen Faucet- Set of Appliances (w/Gas Range)- Etc...I'll bring up my spreadsheet, put a quantity next to each item, fax it to my guy at HD straight from my computer, and he'll generally call me the next day with a bid price generally about 14-16% off retail).

This passage is your problem Bill.

I have no idea what this passage means.

I think for most people, the arguent that, "it's a good investment" is mostly something that helps them convince themselves.The thought process might be something like the following:Two bedrooms upstairs for the kids...an extra den/office.. we could put your mom in their... nice living room...that's where the flat screen will go.. great garage... nice backyard for bbqs with family and friends... oh and its a good investment.Might even be considered a rite of passage into some next step of adulthood.

But get a piece of paper signed that any and all supposed inference of right of passage is hereby cancelled by your fixing their driveway access.

Medicare payment safeguard funding nevertheless diddecline since 1989 until the passage of the Kassebaum-Kennedy legislation,which now ensures stable funding for program safeguards through 2003and allows HCFA to count on stable funding in the coming years.

Actually I was a beginner and I thought it was excellent and my copy is full of highlighted passages.

This is obviously causing problems for some mortgages.With the passage of the Financial reform legislation there will be a large number of changes regarding mortgages.