Commercial investors are a lot more sophisticated that homeowners.

I was merely trying to point out that the common perception of the mortgage interest deduction tilting the scales in favor of home-ownership is false.

Why would you expect someone to take their time to educate you on a very sophisticated and time-consuming endeavor without getting compensated for it?

First I see that the market might be limited to more sophisticated buyers who catch on and understand what is going on, but the learning curve, IMO, would be very short.

To be fair I did leave room for my perception to be "off".

My perception (which could be flawed) tells me that the middle class is disappearing at the moment, and may be for a while until things balance out - Probably more into tech and alternative energy, agriculture, etc...

Right now and for the next few years investors and homeowners alike will find bargins, but be careful in gauging your valuations based on historical perceptions.

It's what we do with passive income, compounded interest, rental overages and etc.This is a much more arcane means of achieving a perception of security.

Private lenders can be difficult to deal with for a myriad of reasons.The best way to deal with them is to find out how sophisticated they are.

In its more sophisticated and complex form it's a tool of art, like canvas and paint, or a movie camera, it can be used to tell a story.