Let's see, so far your responses Virgil have been to OUT RIGHT LIE, make insults to me about the color of my skin (real classy), make insults to Don about his age (the mark of legitimacy) and just keep word vomiting total BS! 

This day and age it's hard to know who is a scammer and who isn't.

If I could go back to that age, I’d tell myself a few things:First, don’t underestimate time.

Again, not sure if this is a SF or MF but 7% vacancy is possibly high (depending on any current lease in place or if it's currently vacant) and depending on the age/condition, you might be able to tweak maintenance and capex. 

You can scale up as you gain experience.At your age, your biggest advantage is time.

But being 60 yrs of age I need to concentrate more on passive for retirement income.  

Age of PropertyEtc.I'd love to see what the consensus is for SF rental criteria.We have a hurdle rate objective (ROI/cash of Cash) for our purchases. 

Older properties that rent below the median rent level in a city are always going to very expensive to turn due the age of the property and the condition that the property is usually left in by that class of tenant. 

I’m just looking at getting some advice as what do next with my age, income (200,000), and my position, with wanting to be financially free well before retirement age.

Both the roof and HVAC age should have come up during a home inspection at purchase.