Well, I just noticed you generated 23 Forum Post Topics to 2 days as a member of BiggerPockets....Are you a bot?

.  -- Link here for reference: Hot Topic: Rates don't matter nearly as much as you think they doHot Topic: Rates don't matter nearly as much as you think they do- Junk Fees- Actual experience from the lender/Loan Officer you use. 

The poster of this Topic is a real estate agent, so I answered in that context.Regarding cold calling in general, it may have it's place in sales, mostly because it's cheap, but it's pretty low on the success ratings. 

When I mentioned my friend who works at the hospital, she avoided the topic.

That's a topic.

I've done extensive research on this and am about to publish on a blog on this very topic. 

Here are some threads that might help your research:https://www.biggerpockets.com/forums/92/topics/765347-rent-to-retirement-reviewhttps://www.biggerpockets.com/forums/92/topics/1116050-a-huge-win-with-cori-from-rent-to-retirementhttps://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-dealhttps://www.biggerpockets.com/forums/88/topics/1047543-big-profits-from-new-construction-sfr-build-in-cape-coral-flhttps://www.biggerpockets.com/forums/92/topics/983659-first-investment-property-with-rent-to-retirement?

https://www.biggerpockets.com/forums/51/topics/1206189-cost-...Feel free to reach out if you have any questions.  

Read this:https://www.biggerpockets.com/forums/51/topics/1122635-the-s...

Here are some more:Using Subject To, to Get "Free" Properties - A Quick Guidelinehttps://www.biggerpockets.com/forums/311/topics/1188416-usin...I'll give you the court cases if you are interested.Have a nice day.