Your loan gets paid off at that time.

Thanks. raising money does not require any special school or training or paid program.

All 100% paid for.

Since real estate agents aren’t trained in Creative Finance and they can’t figure out how they will get paid, it isn’t useful to use a real estate agent for this technique An example of Creative Financing can be found at the link following .https://www.biggerpockets.com/forums/311/topics/1264041-how-to-make-a-reasonable-offer-using-creative-financing-to-a-seller Once you have the terms agreed to, you put it into the purchase and sale agreement, (you can get one from Staples or Office Depot) and submit it to escrow.

If they change their mind about selling the home, you will have to foreclose to get paid back.

Both of these condos are paid off.

Maybe pre 2020 some investors had returns but seems like greed and wrong doing too over. 

Although it is usually to the investor's benefit to do a cost segregation study the first year of owership, properties that have been owned for longer than one year can also take advantage of the tax benefits and cash flow available with cost segregation.The amount of depreciation can vary between 25% to 50% of what you paid for the property mimus land with the 100% Bonus Depreciation. 

@Tony Thomas any time you sell a property, the liens on that property are seen on the title work and cleared (or paid off) before you sell it. 

Condition: If it needs rehab, make sure the cost fits your budget and your comfort level with managing/overseeing the work.Neighborhood: Look for steady rental demand and low turnover.Mitigating Risk: Many new investors start with turnkey or pre-leased rentals in Midwest/Southeast markets -they often come with built-in cash flow, builder incentives, and property management systems.