If they use you and get refused the loan its embarrassing.

Most of them never tell their stories, whether due to embarrassment, or the fact that book publishers aren't clamoring for feel bad stories about losing.

11 properties and a beater Prius here the car is embarrassing but it gets the job done.  

The rehab work ranged from embarrassingly bad to dangerous.We passed on that overpriced turd and instead just found a good RE agent we could work with, some reliable contractors and managers, and subsequently purchased 3 cash flowing properties in the Memphis suburbs that were better deals on better properties.

Or figure out another way to save $80 that won't embarrass your friend and take advantage of the restaurant.

It's been 1.5 days (I'm now making an embarrassed face.). 

She gets up at 5 am every morning and takes care of business until midnight on many nights.I am not embarrassed about admitting that I would rather make changes when I have to vs. being afraid to make changes.You have your wife do the books?