I am now aware that due to the fact that I maintained my job, and never actually walked away from a negative deal, it was never really that big a problem.

Property Condition & Amenities: it’s important to, “Maintain to the Neighborhood.”Key metrics for each Property Class:Class A Properties:Tenant Pool: Majority of FICO scores 680+, no convictions/evictions in last 7 years.Tenant Default: 0-5% probability of eviction or early lease termination.Section 8: Class A rents are too high and won’t be approved.Vacancies: 5-10%, depending on market conditions.Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Class B Properties:Tenant Pool: Majority of FICO scores 620-680, some blemishes, no convictions/evictions in last 5 years.Tenant Default: 5-10% probability of eviction or early lease termination.Vacancies: 10-15%, depending on market conditions.Cashflow vs Appreciation: Typically, 1-3 years for positive cashflow, balanced amounts of relative rent & value appreciation.Section 8: Class B rents are usually too high for the Section 8 program.Class C Properties:Tenant Pool: Majority of FICO scores 560-620, many blemishes, but should have no convictions/evictions in last 3 years.

And no, this isn’t a financial Hail Mary.Promissory notes, when properly used, are tools that smart operators rely on to stabilize assets more quickly, maintain equity positions without dilution, navigate around restrictive lending terms, and deliver contractual, asset-backed returns, all without the market volatility that often comes with equity.So if you’re sitting on cash, waiting for the “perfect” equity deal while your money earns 0%, it’s worth asking: what is that indecision really costing you?

Because the Property Class dictates the Class of the tenant pool that the property will attract.The Tenant Class greatly impacts rental income stability and property maintenance/damage by tenants.Both Property Class and Tenant Class will affect what type of contractors, handymen and property management companies you should target and be willing to deal with a property.The Property Class will also impact the maintenance & renovations you do to,, “Maintain to the Neighborhood”.Why is that important?

By maintaining open communication and resolving issues early, you keep tenants happy and reduce costly turnover.3.

Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts.

Poorly maintained Investor Portal - The investment portal was not consistently updated or actively managed.

None of this never happened.For a company with a 12-year lending history, Norada Capital Management has only one $4,000,000 Reg D filing from 2020, which appears inadequate considering a 2012 start date and almost four years since the last filing.Santarelli also claims in the same YouTube video that Norada Capital Management has been making loans since 2012 with no default history, re-lending money received from investors and maintaining a perfect record over 12 years.

One can obtain yields far in excess of any RE investment in DeFi, just using stable coins that maintain their peg to the dollar. 

They are state formations so they need to be maintained in the states where the properties are.