"It's almost like seeing a guy show up at the soup kitchen in high-hat and tuxedo. . . .

@Barry ChristopherI have 3 properties in the outskirts of the hood as we here in Pensacola like to call it "ALPHABET SOUP".

I was under the impression that a discount point could only be used to reduce the interest rate.In the context of a residential, primary residence, fha/conforming conventional loan, does this violate any of the alphabet soup of Regulations?

if u seen the movie 'Limitless' it sould resonate with the psyche of how i believe our society is conditioned into a delusionally bipolar'grass is greener' mindet where we are either very happy/successful, otherwise we are down in a ditch waiting for the next opportunity to get back up there and be ecstatically happy and successful in the future.what about incremental. to me, that's how savings and investment actually materialize. heck, the very word itself 'invest' should encompass the fundamental of not consuming today in order to have more tomorow. i myself have times when i am broke but thats almost always right after a close where i invested than liquidated. my final thoughts are practically nobody on BP is living in the horrid shantytowns of any continent for matter where they are living in starving conditions with no food/water available on a daily basis nor having nothing to call their own other than the clothes on their back. such is the case out there for some large portion of some 8 BILLION humans on this planet. many, many if not most people out there all over the world don't own anything at all except the clothes they are wearing right now. likewise, many/most people on this planet don't have a practically endless supply of food so they dont go hungry. here in northamerica, luckly even homeless folks if there hungry can simply find out where the nearest 'soup kitchen' is and get a wholesome meal on a daily basis indefinitely. we have so many resources at our fingertips that it is so easy to start saving up 100s of dollars a month even based on minimum wage (whereas a family overseas living in rural areas with no local jobs other than living off the land, as is the majority of situations across the globe, may be lucky to even make $100 a YEAR!).

There are plenty of companies who can offer capabilities in each of the process components but I have yet to find the soup to nuts system that handles them all and integrates the information into a usable form.

Not like, oh man, that really stands out like somebody threw a pot of soup on it, but obvious smudges and marks from the kids putting their dirty hands on the walls.

I like to be as professional as possible, while being on a $1.00 soup budget initially.

There is a somewhat famous case where Campbell soup company did contracts with local farmers to raise a certain kind of carrot they used in their soup. 

OK, so up until this point, I'm thinking no to the LLC, just get a good liability policy and form a dba and I'm good.  

Thanks for keeping this diary so up-to-date @Dawn Anastasi !