You can Google to locate them and go to meetup.com Connect with @Mike Hurney he runs a NH REIA meeting.Two Great reads, I bought both J.

@tu @Tu Anh NguyenUnless there is some state or local law you are making an improvement to the property.  

Mind you, these few questions aren't necessarily at the top of the list of questions to ask... but they certainly precede the question of where to find an H-M-L.here's a good book that will get you started with what kind of numbers you'll need to know/work with: (there's no affiliate link to this url): What Every Real Estate Investor Needs to Know About Cash Flow...

I am a NH licensee and that is the case here.  

@Tri Phan.

A few days later, I get a call from an H & M representative telling me I actually won the auction, but was I willing to offer more for the property.  

It is a three unit an he is living in one of the units...

@Tuan Phan they are harder to come by now.

Quote from @James Phan: I doubt the insurance will do anything about this, but it doesn't hurt to ask. 

There used to be, and perhaps still is, a NH statute specifying that a landlord can hold only 1 mo rent in advance and 1 mo security in advance, and no more.