Maybe investors need to see a real liquidation event or something.

She (the mother) does not have an e-mail address.

All are current on preferred returns and I’ve had one liquidity event ahead of schedule.

That might make another house hack more feasible later.In the meantime, continuing to save or investing in something more liquid like the stock market as it could give you more flexibility down the road.

Two big mistakes:1) Taking your property off the market 2 months ealy for a tenant 2) Not taking a nonrefundable Holding Fee to reserve the propertyInform the tenant that they are breaking a contract and they should have done this research already.Furthermore, you will hold their SD to potentially liquidate for unpaid rent, until you can find a replacement tenant - at which point you will refund a prorated amount of whatever is left over.They will threaten to sue, to which you can reply that you can also sue to force  their performance of the lease contract.Recommend you get all this all in writing as they could play a game and claim they want occupancy if you find a replacement tenant - then sue you if you already rented to someone else.

Easy Street is a good option BUT you need CASH in liquid checking/savings for down payment of 20% and BIG chunk 2-3 times loan amount to buy out of a prepayment penalty.

Whether you're financing multifamily, office, or retail properties, these 10 strategies will give you the edge:1️⃣ Strengthen Your Borrowing ProfileLenders favor investors with strong liquidity, high credit scores, and well-documented financials—get your numbers in order before applying.2️⃣ Build Long-Term Lender RelationshipsThe right banking connections can unlock preferred terms, lower fees, and flexible financing structures not available to the general market.3️⃣ Shop Multiple Lenders—StrategicallyTraditional banks, private lenders, credit unions, and CMBS financing all have unique advantages—negotiating multiple term sheets ensures the best deal.4️⃣ Structure Financing to Align with Investment GoalsDon’t just settle for the lowest rate—consider loan covenants, prepayment flexibility, and amortization structures that maximize ROI.5️⃣ Leverage Debt Service Coverage Ratio (DSCR) StrategiesLenders scrutinize DSCR metrics—position your property’s income to ensure strong debt service coverage and better financing terms.6️⃣ Stay Ahead of Interest Rate & Market TrendsUnderstanding Fed policy shifts, cap rate compression, and liquidity cycles can help you time financing decisions strategically .7️⃣ Explore Alternative Lending ChannelsPrivate lenders, family offices, mezzanine financing, and SBA loans can offer competitive solutions for unique investment structures.8️⃣ Optimize Loan Exit StrategiesInvestors should structure loans with refinancing flexibility, equity release opportunities, and clear exit strategies to maximize leverage.9️⃣ Navigate Complex CRE Loan StructuresInterest-only loans, CMBS options, bridge financing—custom solutions can optimize cash flow and returns for high-net-worth investors.🔟 Close Deals EfficientlyWhether you’re a CRE Broker, a property owner or borrower, streamlined execution and proactive problem-solving ensure deals close smoothly.🚀 What strategies have helped you secure the best CRE loan terms for your clients?  

Use Real Estate By the Numbers as your guide, make sure it tracks the loan pay down and depreciation and have all of those numbers pour into a Schedule E.

Buying houses requires significant liquid reserves for when things break and you don't have that yet.   

I’d really appreciate any advice or insights from experienced investors—especially those familiar with Westchester County.My Current PositionFocused on paying off personal debt to improve my credit and DTI ratio before purchasing.Will have about $100K–$110K in cash after selling my co-op and liquidating assets.I have a contractor friend I trust, which gives me flexibility and cost savings on renovations.My Investment StrategyTargeting a multi-family property only — no interest in single-family homes.Plan to house hack: live in one unit, rent out the others to offset the mortgage and build equity.Exploring different financing options, including:FHA loan for low down payment and owner-occupied financingHard money loan if I find a distressed or off-market deal with strong upsideUFT home loan benefits (I’m a union member) for potentially better terms or servicing supportTimeline: 12–24 months, depending on how quickly I eliminate debt and the market conditions.What I’m Doing Right Now to PrepareStudying Yonkers neighborhoods, comps, and rental data weeklyListening to BiggerPockets podcasts, reading books, and running deal analysis regularlyBuilding my team: lender, agent, inspector, insurance broker, and contractorRunning numbers on sample properties to build confidence and clarityBudgeting aggressively while eliminating debtQuestion for the CommunityWhat is a good way to find a below-market deal in Yonkers on a fixer-upper multi-family?