However, there is an ordinance making its way through the process that would extend that to 5, but even that has changed and appears to be unfavorable to the house-hacking types. 

Commission is taxed as 1099 income and taxed unfavorably compared to long term capital gains, which you would make on the first two. 

REI is not like Shark Tank, I'd mostly be looking for loans that return a decent percentage to your private lender, anything else is likely to be unfavorable to you financially. 

If he find something unfavorable to you, which you may not have noticed, he will tell you and he will demand other parties to change the terms or negotiable with them.

But, IMHO, its a moot point because I don't think owning real estate in an IRA is a good idea, thanks to the unfavorable tax treatment.

Is this unfavorable?)

Well the cash flow is unfavorable because you have a 15 yr mortgage (at a great rate).

Hi Jennifer, welcome to BP.Sorry to hear about the unfavorable circumstances that lead you to get into real estate.  

Should we go with un-favorable HML to build a track record?

v=BZpiieM-gSsAnother tip... with most flooring, it is best to acclimate the flooring product to the room before you install it, as some flooring will react unfavorably to changes in temperature.Pet urine can permanently stain hardwoods, so if you choose real wood be sure to use plenty of coats of protective polyurethane.