My wife is a computer programmer and has been saving money for about 25 years.  

I had a Nest Thermostat get stolen, which they conveniently replaced with a standard thermostat.

I've been working as a network engineer and programmer even before the (public) Internet existed; technology is a young person's game, and it's about time I focused on "retiring" into a more profitable vocation.My career has been focused on delivering exceptional customer service, and my plan is to apply this same focus to my newfound interest in real estate investing.From what I've reviewed, my interest lies in both wholesaling and flipping residential homes at this point.I welcome and appreciate any and all input; working with a mentor would be icing on the cake!

When the timer on the thermostat tells me to.

Im just not a "programmer".

They can be daisy chained to run off of one thermostat or can have individual unit-mounted thermostats. 

I declined unlocking the thermostat but offered to lower it to 68°F.

I remember a tenant who decided it was easier to open a window than lower the thermostat in winter. 

Hello Everyone, I am working with a team of programmers, engineers and financial consultants to create and submit a business plan to our MBA curriculum's final competition.

If you are an owner occupant, then there are various high-ratio mortgage options available to you which result in either a 10% or 5% down payment - these will be insured via CMHC or Genworth depending on the programme and your lender.