Yo Issac,I am in your same boat graduating college in one year, hearing all of the people signaling the end of the world, market collapses, and hyperinflation.

Some not so obvious causes for termite that should signal taking a closer look for termites is any wood to ground contact (pressure treated lumber is not safe from the threat of termites if installed directly in the ground), foliage, siding less than 6 inches from grade,high dirt, and subtle wood piles up against the house.