Since 2001 when rates were dropping and then became 0 at the FED the rates we have had for the last 15 or so years are not "normal" In fact I would say we have been spoiled and I would even be sold to bold as to say this: Get used to it getting higher, much higher.

Find people who are smarter than you that you can learn from.People WILL judge you for your age (not saying this is right, it's just the way it is) and you must overcome this by becoming an expert and being ridiculously professional AND by surrounding yourself with partners who do have the credibility and experience.Be humble and yet confident - realize that you have much to learn and be willing to listen to others' ideas and feedback.Be bold but not reckless in your actions - after receiving the proper education.It would probably be prudent to try to do some smaller projects first to build up your reputation, but if you are dead set on doing this then by all means go for it, you just have to be willing to work hard (I'm talking 80-100 hour weeks), be humble and be bold.

Bolding 

HUD stated on the 3rd extension NO MORE EXTENSIONS in bold letters just like that.