Or are wiling to do 100% LTV, that's not the governments business (again, IMO)Look at things with any lens is fine ... just need to decide if/where you are willing to curb your ideals or if you are flattering in orange.

I'd expect it to be much flatter, but is there at least a slight bump in pricing in the spring and summer months?

Seeing others suggesting wholetailing, JVing with an owner, buying legal title to a property that has an option on it subject-to or an existing installment contract is rather flattering.

It's having a general awareness with where we are at in the cycle in both a highly cyclical market, as well as a flatter, less cyclical market. 

I believe you think you are defending your brand but it does not promote a flattering picture to the outside observer.I think everyone who has any kind of web presence could learn a really good lesson from the US Air Force in response to these types of things.

Since he is the brother of an old co-worker and you have requested to meet with him, I am sure that he is flattered by your interest and desire to speak with him.  

I dropped this listing in her lap, explained that I would be shorting the house and needed it listed, arranged the meeting with owners, and she still put together a pretty flattering listing when all I needed was the basics.

@Kim RosinskiHi Kim,I’m very flattered.

My guess is it was done to try and terrace the property a bit and create a flatter spot next to the house instead of having a steep slope in the back.

I used to work with great Realtors who would show up on appraisal day and greet the Appraiser with a folder full of comps that were very flattering, plus paperwork describing in glowing detail all of the improvements to the house and their value.I would insist on a new appraisal, and either have your Realtor do the above, or do it yourself.