Hey Matt, I view credit scores like SAT scores as they relate to the college admission process.

A really good compilation of Buffett's letters was organized by Lawrence Cunningham and is called "The Essays of Warren Buffett: Lesson for Corporate America".

I see it as a lower cost of admission to the School of Hard Knocks.

At a minimum, for the next one, I think I will plan to meet with the real estate attorney in-person in his/her office instead of relying on email communications so I can get more detailed advice/dialogue, and it also sounds like we may need to find a new title company since the one we used was (at their admission) not experienced with private money lending details.

You can start getting familiar with the college now, check the admission rates, student size, what students are renting etc..

It is in this context that we should see the freeze on judicial foreclosures - it is not so much an admission of guilt as an awareness that perfection is the minimum standard for unpopular groups in a democracy that is out of control.

If price are similar, as investor, I would pick the best high school - as it affects college admission. 

This essay argues that the polarization of our public debate over embryo-destructive research may be due, to a large extent, not to different valuations of individual human life but to different conceptions of the process of gestation, with one group treating the process as a making or construction and the other treating it as a development.

That is the price of admission to borrowing.The majority of the US population is NOT getting paid under the table.  

I'm sure this post will probably generate more questions than answers due to missing ingredients but I didn't want to write an essay and its late and my hand is starting to cramp typing so much on my iPhone.PSI promise to upgrade to a Pro Account soon.