My fiancee and I have been talking about doing this for a while but we're not sure where to start.  

sourceid=chrome-instant&rlz=1C1CHFX_enUS594US594&ion=1&espv=2&ie=UTF-8#q=paypal+chargeback+stories+rent Well, okay, and that can't happen with a chargeback from using their Visa with an online rent pay service?

Anyways, my fiancee and I are considering moving to Chicago to start our careers.

Malaysia dramatically changed its retirement visa income requirements. 3.

@James Wise   in HOt markets were sales prices are high say 300 to 1 mil or more its very competitive for listings so there is a lot of negotiation that goes on vis a vi commission.and each market has what is typical  just like closing costs..

The point is that any rent collection fee levied on the tenant by a third party, whether it's Cozy.co, Visa, PayPal, or your property manager, represents potential lost income.The tenant might very well switch to a no fee ACH set up (either via Cozy.co or direct) once you bump the rent, which is probably better for everyone.

My Visa credit card I got from my bank allows me to pay as much as I can when incur debt.

How about your creditors - do you get to tell Visa how and where you'll pay them, or do they tell you? 

I am currently under F1 Visa status (Student Visa) and get my green card within a year.

Due to the severe and potentially lifelong consequences of messing up your visa status, I would work with a very good and competent immigration lawyer for advice.Good luck, best wishes and welcome to USA.