You can do some quick math to figure out it's not making anything right now (in fact it loses money).

You will be able to take full advantage of this until March of 26 (which is the last time you can claim that you have lived in the property for two out of the five years preceding the sale.You do not lose the tax-free nature of the gain during the time it is rental.

Hard money might be the more predictable route for bridging the gap.When you make an extra $60,000 for each creative financing deal, instead of losing $10,000 in fees for Hard Money for each deal, well If you can't do the math . . . 

@Josh Hall  Definitely lose the posts.

You’re not making money or saving money by losing money on an STR. 

I did my background research and found out that I could possibly find a lender that would fund the deal as a DSCR loan as the ratio was very good at 1.25 and I had the funds for 25% deposit.However, I wasn't able to close with the initial lender that pre-approved me as a new investor because one of the units in the 5-unit was a Studio and the size was under 400sqft (as against their internal requirements).I have been under contract for the past 3 months and only have 28 days left to close, if not I'll lose my Earnest Deposit and all the time and efforts I've put into making this deal work and currently unable to find a reliable lender as they keep mentioning that I'm a New Investor with no Experience - as my first property is still under 1 Year of Ownership.Please...I'm asking all knowledgeable investors and direct lenders here to come to my aid at this point as I don't want to lose the property nor the money I've spent so far in this deal.

Having access to different structures can make the difference between winning or losing a deal.Curious what systems you’ve found most effective.

Seeing more investors use them to keep momentum instead of losing properties to delays.

Check the appraisal approach used.For small multis, the income approach should be weighted heavily.At $3,650/mo rent, even conservative cap rates often justify a higher value.4.

I am sure it is not an easy decision to make, especially when the choices are to lose $3000 a month or 10's of thousands on an eventual sale.