I’d also love to connect with local investors, builders, and property managers who know the market well.Looking forward to learning from this community and sharing my progress along the way!

It was more of an internal barometer that I use but if it is the only issue I would consider the applicant.

Quite 1 progressive insurance Premium 3200Section I - PropertyCoverage A - Dwelling 495,000Coverage B - Other Structures 49,500Coverage C - Personal Property 247,500Coverage D - Loss Of Use 148,500 Quote 2: Farmer's InsurancePremium 1,652Section I - PropertyCoverage A - Dwelling 359,000Coverage B - Other Structures 17,950Coverage C - Personal Property 197,450Coverage D - Loss Of Use 71,000 Can't answer this question with the information provided. 

Looking forward to hearing about your progress and happy to chat anytime.

With each step I give the following disclaimer:  "After 24 hours, we reserve the right to offer this unit to another qualified applicant."

So, you have a prospect with no interest in seeing your property and credit so bad they are in bankruptcy, but you are considering their application?

However, the City will not approve your application until they have verified with the State and County that you are properly licensed and registered there.  

After showing a renovated vacant apartment 2 weeks now, and getting a seemingly neverending string of high risk applicants... crime records, alcoholics, people with drug issues, evictions....

Quote from @Michael Santeusanio: Speed can make or break a deal.For those who’ve used private or hard money — what’s the quickest turnaround you’ve experienced from application to funding?

Solve it by narrowing your buy box, getting PM‑verified rents before you offer, using line‑item scopes with progress draws, and keeping two lending options on every deal.