Quote from @Kelly Schroeder: Something I see often when talking with investors:Most compare interest rates… but forget to compare speed.A slightly lower rate doesn’t help much if it means you lose the deal to someone who can close in 10 days.When evaluating lending options, speed can make just as big an impact on returns as the rate itself — especially with Fix & Flips, BRRRRs, and bridge scenarios.Curious what others prioritize:• Rate?

Consistent posting about market insights in Valencia/Alicante helps position you as “the local guy who actually knows what’s happening.”BiggerPockets + other English-speaking RE forums — You’re already here, and honestly, this is where U.S. developers and capital partners love off-market opportunities if you build a track record of being helpful, not just pitching.Private developer groups — This is where most foreign money hunts deals.

So I’m really interested in hearing what areas near Phoenix you think:– are on the rise,– have adjusted in price with the cooling market,– or are good long-term holds where I could also live comfortably.Which areas/cities/zip codes in and around Phoenix/Maricopa county would you target with a ~$400K budget for a house hack with appreciation potential?

I was wondering if there are other reasonable options for getting the cash.

Each option has drastically different land values.5.

I like @Paul De Luca recommendation for option 2 because of the DTI situation and your overall goal of buying the next property.Either way, I don't think you can go wrong with either of those awesome Chicago neighborhoods, unless one is much closer or further away to the blue line - that could really help with your appreciation and long-term value!

After listening to the nonsense objections of the title agent, and (not so) politely demanding she obtain a learned counsel option, she did the “extra work” required and the purchase was closed.  

Quote from @Jimmy Rojas: Im a first time homebuyer, i been 1099 for 10yrs now, total monthly expenses $1500 , no debt, bring in $5k a month, experian credit score 745, looking to borrow no more than $200k maybe less, ideally $15k down payment , %6 or less interest,  monthly payments $1500 or less, what are my options and what route should i take. 

• And where are you seeing activity cooling off?

Off to a good start, nice job!