If you are very concerned about that, then I would just flip single family homes or doubles, or I personally like to do brrrr deals. 

Worst case get a double security deposit, a higher rent/guest/occupany fee, and make the SSN holder the sole applicant and the other adult as a guest.  

Tenants are getting financially squeezed.With costs up across the board, I’d guess more people are doubling up, living with family, or staying put longer rather than forming new households.

If you do it right, it’s arguably the best market to invest.Purchase: $80k-$130kRent: $1100-$1500 (no rent control in MI)1% rule: .9%-1.4% rule dealsCoc ROI: 4-12%Total ROI: 20-40%Cash flow: $50-$250/door (after all expenses and budgeting for maint, capex, vacancy)Appreciation: 3-10%+ (has been double digit for a decade)Location: C+, B-These numbers are based on the “sweet spot” in Metro Detroit.

Also, double-check title status, permitting needs, and resale comps before committing further.

The new construction premium just disappeared — and that hasn’t happened in at least a decade.For years, new homes consistently sold at a double-digit premium to comparable resales.

Selling one property to add a liquid, taxable account for college/retirement flexibility is a totally rational move — especially with kids about to hit college and you wanting to retire in 10–14 years.One thing to double-check:Since the sale is 11/24/25, make sure the tax estimates line up (federal, Colorado, NIIT if it applies, depreciation recapture).

The deals are bad but on top of that they double close and make you pay their front side closing costs.

In other words, the IRS taxes the portion of your gain equal to depreciation taken (or allowable) to prevent “double-dipping.”To clarify:Expenses are not repaid at sale.

I’m new, so just double checking.