On my side, I work with investors who buy non-performing loans secured by real estate, and we help them use short-term bridge capital to scale.

Maybe you could start the first company that actually offers 100% of the balance for well secured loans paying high returns.

If they can send you those results with the social security number and birthdate blacked out then you could choose to waive the screening altogether. 

Operating a sober living home is a great way not only to generate income for yourself but to provide stability and security for individuals who may be going through a vulnerable time in their lives.

Quote from @Joseph Tadres: Hello Michael,I'm sorry to hear that you are having trouble securing a loan.

@Julie Hartman my PM wants to wait until we secure a new tenant to include those months of lost rent (between the time we evicted the tenant and a new tenant moves in) since the evicted tenant's lease was through April 2021. 

I learned how to vet leads, pull lists, and even secured a few viable off-market homes.

I've done over a dozen flip/Brrrrs.Here's some basics I'm considering:-top school district -land cost <20% of total cost-either fully developed or pre-approval by town-I'll act as the GC, likely work on-site during construction-I've a real estate license so have good market knowledgeWhat I'm not sure of:-legal contracts/terms to use with contractors-how to secure best pricing for finishes/fixtures-whether $500-650 range is too risky for a first build I don't know how I missed this!

As far as Im aware, the UW will check that the first month's rent and the security deposit have been deposited/received to allow the use of rental income.

You have competing considerations of income tax, gift tax, estate tax, and property tax all at once, plus more general considerations about loans, equity, impact on Social Security, etc.