A duplex gives you the opportunity to live in one unit and rent out the other, which helps cover your mortgage and builds instant equity.

The personal lines insurance market is beginning to stabilize after Covid, but home/dwelling side is lagging behind the autos.

I instantly lose all respect for them.

Then last week an instant booking came through for April 2026.

If you weren't living there you could get a dwelling policy that only covers the building (since the contents wouldn't be yours.).I would go with an independent insurance agent, because they can shop a number of insurance companies for your best rate, whereas if you just went with a "State Farm" or "Geico" type company you will just get their one rate.

You need ONE “global” solution.Instead of financing each property separately, ask lenders about:• A “blanket bridge” or “acquisition line of credit.”This lets you acquire multiple properties under:One approvalOne underwriting cycleOne interest-only lineDraws as neededThen you peel them off with your OO loan each year.This instantly solves your down-payment problem and your timing problem.4.

I’m not selling anything, and this isn't a launch—I'm just trying to learn and build something that actually solves real problems.The idea is to create a library of pre-built, professional-grade financial models (for rental properties, flips, BRRRR, etc.) that you can instantly use.

.- Returns like IRR, cash-on-cash ROI, and equity multiple update instantly.- No need to adjust formulas — it’s plug-and-play.I’m currently sharing the lite version with a handful of investors to get feedback before rolling out the full release.If you’d like to test it out (and help me refine it by providing feedback), feel free to reply here or message me directly.Question for the group: What features do you find most important in a deal analyzer?

*Warning: Do not depend on any 1, or a collection, of these platforms to instantly bring you business.

The $100k of value added above cost not only provides instant boost to the appreciation, but it can reduce the investment amount.