Downpayment usually of 30%, 15 year term loans, but interest rate varies around 3.5% by municipality.  2.  

Limited Cash Flow:SFHs rarely produce the cash flow that small multifamily units offer.

You can also apply for 2 or more credit builder cards (these often have low limits, and are a great way to quickly boost and build credit).

I am seeing limited ordinances against arbitrage but having a really hard time.

Despite the government’s recent reopening, the economic data blackout continues, leaving investors with limited fresh macroeconomic signals to guide positioning.

You need to be within a limit that are safe and habitable. 

It’s not just about finding good properties —it’s about how you fund them.The structure of your capital stack determines how fast (and safely) you can grow.Here’s a simple breakdown 👇🔹 Senior Debt: Cheapest capital, but limits flexibility.🔹 Mezzanine Financing: Bridges the gap between debt & equity — adds leverage without giving up control.🔹 Preferred Equity: Fixed return for investors, keeps ownership in your hands.🔹 Common Equity: Where the upside lives — and the risk.The secret?

In fact, in most states, Contractors are limited to receiving either 10% or $1000 as their down-payment, whichever is less.....You are right, 50% is something I only see for quick 2-day jobs with a crew like a fence install or roof replacement.

I do plan on growing the RE portfolio and want to make sure the next moves are savvy.We have decent 401ks, and limited liquid funds in savings...Thank you for your timeNo, you don't!

Montero, Marine Corps veteran and founder of Summit Legacy Holdings, a California-based holding company focused on building long-term wealth through BRRRR real estate investing, land acquisition, and sustainable development.I started my credit and financial journey with very limited resources, using small tools like the Self App, disciplined credit building, and consistent vendor accounts to position myself for real estate investing.