You might try Stevens-Ness legal forms.

.- You use it exclusively and regularly for administra-tive or management activities of your trade or busi-ness.- You have no other fixed location where you conductsubstantial administrative or management activitiesof your trade or business."

M Ness,I do NOT give the keys to the tenant, until they provide me with proof that the Utilities are in their name.

Which may be hard as I actually like the feeling of uneasy-ness.

(Without enthusiasm and "chomping at the bit-ness we won't get far!)

., the second bank I talked to said this was standard practice for commercial loans in the market, it could be my "newbie"ness but I'd never heard of this in real estate investments..

I'm new to BP, so if you could please excuse my newbie-ness.  

@Brandon Ness not that this helps your situation, but are you allowed to force the tenant to use an online payment system?

Something to block the commercial-ness of the area? 

Pardon my detective-ness, I presumed this was already completed, hence the post haha.