Here’s the real deal 👇🏠 Self-Managing works when:• You live nearby• You have time for calls & repairs• You know landlord laws• You like being hands-on 💪🔑 Hire a Property Manager when:• You’ve got multiple rentals• You live out of town• You’re tired of 2 AM maintenance calls 😅• You want stress-free, steady incomeSometimes peace of mind is worth the management 🙌

For something small and specific like that, leveraging HD's install services is easy and gives you some peace of mind when scheduling from afar.

However, I'm also very tempted to pay off my LTR and own it outright for the peace of mind, and that would in turn make most of the rent income net profits.On the other hand i read you're better off paying off your primary residence.

Wishing you continued growth, success, and peace of mind in your investment journey.Disclaimer: This message is for informational and educational purposes only and should not be considered legal, tax, financial, or investment advice.

You should have a local property manager to handle people, a reliable handyman on call for problems, and a quarterly photo and inspection routine for peace of mind. 

Hi @Scott Green, it really depends on your cash flow goals and risk tolerance, paying it off gives peace of mind and stronger monthly cash flow, while reinvesting could grow your wealth faster if the numbers work.For another commercial property to make sense, the numbers should show stronger returns than your current loan cost.If the cap rate minus your financing rate still leaves positive leverage (meaning your debt helps, not hurts, your returns), then it could be worth pursuing instead of paying off your existing loan.

I'd love everyone's advice. get an ozone machine. do not stay in room w ozone machine.... you cant breathe.

If peace of mind and steady income matter more right now, paying it off could be the better move.

What’s in it for you is peace of mind (fewer surprises, smoother timelines, and deals that stay profitable even when small costs shift).

So it's less like a curse and more like market forces in action, at least until people wise up (holding my breath starting now).And no it's not just Indy, you could replace Indy with a dozen other cities and it would be basically the same thing.