A DSCR loan does not cost more than an agency loan. 

If there are questions tenants ask regularly, then have a FAQ page where they can get the answers (without a need for them to log into anything).I'd much rather have a phone tree than an AI chatbot on the other end that can't get basic things right.  

After being exhausted with juggling my f/t job and the portfolio, I'm training a part-time (offshore) bookkeeper/VAdmin to assist with books and day-to-day management with Baselane.

There are a lot of tiny decisions to make and it gets exhausting.

Seller financing is probably the most common form of "creative finance", but unless the seller is an idiot, any seller financing is going to come with a higher downpayment and higher rates than an FHA or Conventional loan.Not saying this to be mean, it's just the reality of the situation. 

, but cars need maintenance, insurance, and a lot of back-and-forth with people, which can be exhausting, to be honest.Coming from a culture where I never paid rent, I still can’t get used to it.

He said I'm dead in the water more or less (he exhausted many options and knew the law very thoroughly) and probably the best thing to do is squeeze whatever I can out of the house before foreclosure.Turned out later he got suspended and I had to search for a new lawyer, and the new one said he's been in this exact position with a client.

I'm considering cutting my losses on the first property but I don't know what I'd do with the furnishings if it was purchased by an individual rather than an STR investor.

A brand new roof will be more depreciable than an old one.

Remote access – you can do this with QuickBooks Desktop but you need an additional software product or use QuickBooks Hosting (at a higher price)Auto Send Reports – reports or report groups can be scheduled to send automaticallyAutomatic upgrades – this is both a good and a bad feature, with QuickBooks Online you are almost always running the most up to date version (whether you want to or not)Company ScorecardDelayed charges/billing – enter charges to be billed laterIncome list/transaction centerInvoice automation – automatically create invoice from unbilled activityMore than one A/R or A/P account per journal entryLocation tracking, a secondary level of class tracking (QB Online Plus only)FIFO Inventory valuation (available in QuickBooks Enterprise but only with the additional cost Advanced Inventory feature)There Are More DifferencesI’m sure that this isn’t an exhaustive list of differences – please feel free to point out others!