Check-Writing and Payment OptionsDo they offer free checks or digital check-writing?

On the day of inspection, the inspector used moisture meter to check the foundation and it reads 97%.

Most likely the hot water heater. if you do get a water softener, which may not be the solution, you can get a salt free solution which reduces the maintenance on it.  

A few options I’ve seen work:- Partnering with someone who brings the down payment in exchange for equity- Tapping into a HELOC if you have equity elsewhere- Unsecured business credit (not always ideal, but can work short term)- Private money from someone in your network—just make sure it’s documented properly so it doesn’t kill the deal- Conventional 15% Down / DSCR + asset depletion 15% down If you’re still early in the process and want to brainstorm options based on your full picture, feel free to reach out.

Over time, I’ve learned that reliability, work quality, and legal compliance (background checks, liability insurance, drug-free policy) are hard to guarantee unless they’re on your payroll.

Let them know you’re hungry to learn, can help with anything (calls, research, showings, cold outreach, social media, whatever), and that you’re not expecting pay—just the chance to be in the room and soak it all in.Go to local meetups, real estate investment groups, and networking events (check out Meetup.com, BiggerPockets, Facebook groups, even your city’s REIA).

Fantastic for background checks, lease agreements, and banking/accounting.

By investing time in the screening process, you minimize risks and enhance the stability of your rental income, ensuring your investment remains profitable and stress-free.

Title VerificationConfirm the seller legally owns the property and the title is free of conflicts.

If it is the latter, you can specify that you don't want online documentation from a random website, but a local doctor (check your rules).Regardless of what it is, they need to pick up after it and make sure they are following both the lease and the HOA rules.