@Isaac El, as a former broker, who logged over 500 cold calls per week, that approach will not work. 

Ask your Bank/Lender if they offer an ELA - "Express Loan Approval".

FHA dropped the MIP down to .55% but when you refinance into a Conventional loan with good credit you can drop that to .25 or zero.I would also suggest getting an ELA - Express Loan Approval which means the Bank underwrites your application up front.

Ouellette, Esq.Ouellette & Associates, LLC Attorneys at LawSpectrum Title Services, LLCWest Broward Location and Mailing Address:10620 Griffin Rd Suite 207Cooper City, FL 33328Satellite Offices- By Appt only:Downtown:350 E Las Olas Blvd Suite 960Ft Lauderdale, Fl 33301Galt Ocean Mile/Beach:3432 N Ocean Blvd.Ft Lauderdale, Fl 33308954-937-4635 Direct Line/Cell954-636-6119 e-Fax954-727-3347 Officewww.Broward-Law.Comwww.SpectrumTitleLlc.Com

All contact has been over the phone and via email.Mark HoffmanPrimeLending, A PlainsCapital Company 512.716.3505 mortgagesbymarkhoffman.com *Broker based out of Austin, TX - I think they lend in all 50 statesErika NaegelinBranch Manager, Prime LendingPhone: (210) 483-4920*same as aboveTrimark Funding, Inc. 5101 E.

You can have a buyer approved for a $50K loan up front and the buyer and seller can negotiate a timeline to repair and close.You also have an ELA option "Express Loan Approval" which is a full underwritten loan commitment approval that is a guarantee to close in (15 days) or less.

You also want a big enough window in case there are things you have to correct or do prior to the approval.You can also ask for an ELA - Express Loan Approval to help increase your chances of getting your offer accepted.

@Tatsiana Ela thought this may interest you.

@Mary El   as Chris mentions mentions above you can have more then one VA loan as long as you do not use up your entitlement.

Tim, you can attend.https://www.eventbrite.ca/e/la...