The only way to isolate your personal lines is to insure the rental properties on pure commercial lines policies that don't do any personal underwriting, insurance scoring, etc.

Fixed rates averaging 5.7% for GSE loans make multifamily development the most attractive financing option available.The Perfect StormThese forces aren't developing in isolation—they're reinforcing each other.

I typically see many investors using an LLC to also protect their interest from any personal creditors and to isolate out any future liability if you have to take over the property during any foreclosure proceedings if the other party does not pay.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.

Once a liability event occurs, it is often too late to do anything to mitigate it.Have good insurance from the start, and consider setting up an LLC structure to protect yourself from investment liability, and to isolate liability so your whole portfolio is not affected by one event.

Are the properties isolated or cross-collateralized?

If you can't isolate each individual unit then you are going to have to start with the obvious and usual culprits, which would be toilet, dripping/leaking faucet, leaking outside hose bib.

(If it's isolated I'd be much more comfortable allowing extras!)

This can help create barriers to isolate out both kinds of liabilities and what assets they can go after.With regards to lease agreements, we definitely recommend having a comprehensive lease with lots of protective provisions as well as doing background checks as part of the application process for it.Note: This information is for educational and informational purposes only and does not constitute legal, tax, financial, or investment advice.

Isolating just this year’s data, rents have jumped nearly 30 percent.

Quote from @Mark Kenney: Losses are not isolated to syndicators.